Arizona Foreclosure Guide

Mohave County HOA Liens: Why Assessment Records Before a Trustee Sale Can Wreck Your Arizona Deal

Arizona's HOA super-lien statute gives associations priority over first mortgages for unpaid assessments. In Mohave County, scattered CC&R recordings and delayed lien filings create due diligence gaps.

Maricopa County Tax Lien Certificates: Assignment Records and the Four-Year Foreclosure Window

Arizona tax lien certificates can be assigned multiple times before foreclosure. In Maricopa County, tracking these transfers is critical to understanding who holds the senior position.

Notice Defects and Assignment Gaps in Yavapai County Arizona Trustee Sales

Yavapai County trustee sales carry hidden title risks from unrecorded assignments and statutory notice failures that can unwind your purchase months later.

Pima County Tax Lien Certificates: The Three-Year Redemption Period and What Certificate Purchasers Actually Acquire

Arizona's tax lien certificate system gives CP buyers a lien—not title. The three-year redemption path in Pima County requires precise statutory compliance.

Pinal County Tax Lien Certificates: The Three-Year Judicial Foreclosure Timeline That Catches Investors Off Guard

Arizona's A.R.S. § 42-18201 creates a narrow foreclosure window in Pinal County that expires certificates worth thousands if CP holders miss the deadline.

The Maricopa County HOA Lien Split: How Arizona's Nine-Month Super-Priority Rule Blindsides Trustee Sale Buyers

Arizona's A.R.S. § 33-1807 creates a partial HOA super-priority that survives trustee sales in Maricopa County — but only for nine months of assessments.

Arizona's Anti-Deficiency Statute: Why Junior Lienholders Get Wiped Out at Trustee Sale

Arizona's A.R.S. § 33-814(G) eliminates junior lienholder claims after trustee sale—but hidden exceptions can still trap investors.

Maricopa County Trustee Sales: The Title Pitfalls That Sink Phoenix Metro Investors

Arizona's non-judicial foreclosure process creates unique title traps in Maricopa County — from surviving HOA liens to unrecorded federal tax claims.

Arizona Trustee Sale Title Risks: The Liens That Survive Non-Judicial Foreclosure

Arizona trustee sales don't wipe the slate clean. Federal tax liens, HOA super-liens, and municipal assessments survive—here's the statutory breakdown.

The Post-Closing Deficiency Lien Trap: How Servicers Record Liens After Short Sales in Arizona

Arizona servicers can record deficiency liens after short sale closings despite anti-deficiency protections. Here's the exact mechanism and why standard searches miss it.

HOA Fines vs. HOA Dues in Arizona: The Lien Priority Split That Catches Investors at Auction

Arizona law treats HOA assessment liens differently than fine liens — and only one survives a foreclosure sale. Here's what auction buyers miss.

Federal Drug Forfeiture Interests That Cloud Arizona Titles Without a Court Judgment

In Arizona, the DEA can file a lis pendens on property tied to drug activity before any judgment—and it survives foreclosure sales.