Colorado Foreclosure Guide
Colorado is a non-judicial foreclosure state using a public trustee system — each county has an elected or appointed public trustee who conducts sales. The process takes approximately 110–125 days from filing to sale. Colorado has a statutory right of redemption of 75 days for junior lienholders after the sale. Property tax liens are super-priority and accrue significant penalties.
Process Type
Non-Judicial
Typical Timeline
110–125 days
Sale Method
Public Trustee sale
Colorado Title Risk Articles
State-specific articles coming soon — check back as our foreclosure title guide library grows.
County-Level Exceptions Investors Should Know
Statewide rules only tell part of the story. These county-level quirks catch out-of-state investors off guard.
Denver County
Denver has enacted its own Tenant Protection Ordinance requiring relocation assistance for certain no-fault evictions. Foreclosure buyers inheriting tenants must comply with these local rules on top of state law.
Eagle County (Vail area)
Many properties in Eagle County are subject to resort-area deed restrictions, including affordable housing deed restrictions recorded by Eagle County or the Town of Vail. These deed restrictions survive foreclosure and can limit resale price or require owner-occupancy.
Weld County
Weld County has significant oil and gas production. Surface ownership and mineral ownership are frequently severed. A deed of trust forecloses only the surface interest unless the mortgage expressly encumbers minerals — buyers must search separately for mineral title.
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