Nevada Foreclosure Guide
Nevada is a non-judicial (trustee sale) state with some of the fastest foreclosure timelines in the country — as little as 120 days. Clark County (Las Vegas) trustee sales happen every weekday at the county recorder's office. Nevada's HOA super-lien law allows associations to foreclose a lien senior to the first mortgage for up to nine months of unpaid assessments.
Process Type
Non-Judicial
Typical Timeline
120+ days
Sale Method
Trustee sale (Mon–Fri)
Foreclosure Listings by County
Nevada Title Risk Articles
Clark County Nevada HOA Foreclosure: The Super-Priority Split and When the First Mortgage Survives
Nevada's HOA super-lien only covers 9 months of assessments — the rest subordinates to the first mortgage. Miss this split and your title is compromised.
The HOA Super-Lien Trap at Washoe County Trustee Sales: What Reno Investors Must Know Before Bidding
Nevada's HOA super-lien survives first deed of trust foreclosure in Washoe County. Here's exactly how Reno auction buyers get burned.
Clark County Nevada Tax Liens: The Two-Year Trustee Auction Process That Catches Vegas Investors Off Guard
Nevada's unique tax lien certificate system creates a two-year redemption trap in Clark County that survives trustee sales and blindsides investors.
Nevada's Homestead Exemption: The $605,000 Shield That Doesn't Block Every Lien
Nevada's $605,000 homestead exemption protects equity from judgment creditors — but IRS liens, HOA super-liens, and mechanics' liens cut right through it.
The HOA Super-Lien That Wipes Out First Mortgages in Nevada: Why Banks Lose and How Investors Get Burned
Nevada's NRS 116.3116 grants HOAs a super-priority lien for nine months of assessments that extinguishes first mortgages at foreclosure—creating both opportunity and hidden risk.
County-Level Exceptions Investors Should Know
Statewide rules only tell part of the story. These county-level quirks catch out-of-state investors off guard.
Clark County (Las Vegas)
Nevada's HOA super-lien statute (NRS 116) allows HOAs to foreclose a lien senior to the first mortgage for up to nine months of unpaid dues. After a series of US Supreme Court and Ninth Circuit decisions (Bourne Valley, SFR Investments), HOA lien buyers receive clean title — but lenders fought this for years. Buyers of properties that went through HOA foreclosure (not mortgage foreclosure) should confirm the HOA's compliance with all statutory notice requirements.
Washoe County (Reno)
Washoe County trustee sales include properties in the Tahoe Basin subject to Tahoe Regional Planning Agency (TRPA) environmental regulations. TRPA restrictions on coverage, impervious surface, and setbacks are regulatory (not recorded liens) but can prevent otherwise permissible development.
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