Jurisdiction-specific guides on foreclosure title risks, lien priority, and what survives the auction sale — written for investors who bid at courthouse steps, trustee sales, and online auctions.
Browse by State
August 1, 2026
Nevada's $605,000 homestead exemption protects equity from judgment creditors — but IRS liens, HOA super-liens, and mechanics' liens cut right through it.
Read more →July 25, 2026
California PACE and Mello-Roos assessments ride through foreclosure as tax liens. Here's exactly how the lien stack works and what you inherit.
Read more →July 24, 2026
In Texas and other nonjudicial states, a federal tax lien filed in the wrong county may not attach—but one filed correctly survives your foreclosure purchase.
Read more →July 24, 2026
Texas has two state tax lien systems with different priority rules. One survives your purchase at auction. The other might not. Here's which is which.
Read more →July 23, 2026
Illinois scavenger sale certificates don't convey title — they convey a waiting game. Here's what actually transfers during the redemption period and what can destroy your investment.
Read more →July 21, 2026
NYC tax lien certificates sold to private trusts survive mortgage foreclosure and transfer to the new owner. Here's the statutory mechanism that makes your winning bid a down payment on someone else's debt.
Read more →July 18, 2026
Georgia's 12-month redemption period lets former owners reclaim Fulton County tax deed properties—even after you've closed, renovated, and listed for sale.
Read more →July 18, 2026
King County trustee sales extinguish junior liens but leave senior encumbrances intact. Miss a federal tax lien's 120-day window and you inherit the IRS debt.
Read more →July 17, 2026
Michigan's Rafaeli ruling created surplus equity claims that cloud Wayne County tax foreclosure titles for years — here's what investors must verify.
Read more →July 15, 2026
Arizona's non-judicial foreclosure process creates unique title traps in Maricopa County — from surviving HOA liens to unrecorded federal tax claims.
Read more →July 15, 2026
In Miami-Dade, code enforcement and municipal liens survive tax deed sales under Florida law. Here's the statute, the math, and how to check before bidding.
Read more →July 14, 2026
Illinois tax deed sales in Cook County don't extinguish all liens. Special assessments under 35 ILCS 200/22-40 survive—and they're rarely disclosed at auction.
Read more →July 14, 2026
Harris County constable sales extinguish some liens but leave others intact. Here's exactly how to decode the lien stack before you bid.
Read more →July 12, 2026
Indiana sheriff's sale buyers often inherit delinquent property taxes and IRS liens despite acquiring title—here's what actually gets extinguished.
Read more →July 10, 2026
In Colorado, the IRS has 120 days post-sale to redeem properties sold at public trustee auctions—a right that survives foreclosure and can cost investors their entire purchase.
Read more →July 9, 2026
Arizona trustee sales don't wipe the slate clean. Federal tax liens, HOA super-liens, and municipal assessments survive—here's the statutory breakdown.
Read more →July 8, 2026
Michigan's Rafaeli ruling ended surplus retention in tax foreclosures — creating new title risks and redemption complications for auction investors statewide.
Read more →July 7, 2026
In New Jersey, tax sale certificate holders retain redemption rights that survive sheriff's sales—creating liability exposure that standard title searches routinely miss.
Read more →July 7, 2026
NC power-of-sale foreclosures at the clerk's office leave specific liens intact. Understand what survives before bidding in Wake, Mecklenburg, or any NC county.
Read more →July 6, 2026
In Georgia, buying at a tax sale versus a foreclosure sale produces radically different lien outcomes. Here's what survives each—and what doesn't.
Read more →July 4, 2026
Ohio foreclosure buyers often close deals unaware that the IRS has 120 days post-sale to redeem the property — and they will exercise it.
Read more →July 4, 2026
Harris County constable sales extinguish HOA and judgment liens differently than tax sales. Here's what survives and why most title searches miss it.
Read more →July 3, 2026
Florida foreclosure sales don't wipe all liens. HOA claims, federal tax liens, and code enforcement fines can survive and transfer to you.
Read more →July 1, 2026
Texas foreclosure buyers often assume first-filed liens win. Under the Supremacy Clause, IRS liens follow different rules—and they can survive your purchase.
Read more →June 16, 2026
Georgia heir property creates fractional ownership nightmares. One heir's tax sale can't convey clear title when 14 cousins hold undivided interests.
Read more →May 7, 2026
PACE assessments maintain super-priority over first mortgages in foreclosure. Here's how investors get blindsided by five-figure energy liens.
Read more →May 4, 2026
IRC §6324 creates an automatic lien on inherited property the moment of death — no recording required. Here's why your title search won't find it.
Read more →